CERTIFIED PERSONAL PROPERTY APPRAISAL SERVICES
“I am excited to offer this service to small business owners who are typically challenged when it comes to evaluating their personal property assets for lender’s and other business requirements. Credit underwriting has tightened so having a credentialed certified personal property appraisal just makes good business sense for the business owner and for the lender. It speaks to one of the best practices of the business” says Franchisor Coach, Cathy Roesch, CAGA.
Roesch adds “An appraisal mitigates risk. If there is a disaster having an updated certified appraisal on file expedites the insurance claim process. Lack of proving the insured’s loss to the insurer drags claims out and endangers the future health of the business as customers begin to use competitors products and services and form new relationships. The cost of getting that business back can be enormous”.
Cathy Roesch, CAGA
Appraising Personal property Regionally in St Louis, Missouri and
Southern Illinois
Resources Available for North America Assignments
Appraisals by Certified Appraisers Guild of America, CAGA, are recognized
and accepted by Insurance Companies, Banks and Lenders, Courts and
the Internal Revenue Service (IRS). I prepare appraisals for a variety
of purposes including Insurance Underwriting, Insurance Claims, Casualty
Loss, Divorce, Estate Planning, Estate Settlement and Tax Reporting,
Gift Taxes and Charitable Donations, Property Distribution, Mergers
and Acquisitions, Loan Collateral, Credit Evaluation, Balance Sheets,
Finance, Bankruptcy, Liquidation and for Personal Use.
Certified by a National Appraisal Organization - CAGA The Certified Appraisers Guild of America is a professional accrediting organization providing certification of personal property appraisers.
Education Standards: The training each member is required to complete, includes the uniform standards of personal property appraisal practice and appraisal report writing. Special areas of emphasis in training include Internal Revenue Service appraisal requirements, estate and gift appraisals, charitable donation appraisals, bankruptcy appraisals, insurance appraisals, appraisals for divorce, and casualty loss appraisals. In addition, each member is required to attend our courtroom expert witness seminar with special emphasis on appraisals for courts and testifying in court.
Certification: The Certified Appraisers Guild of America confers the professional membership designation CAGA to recognize the completion of the appraiser's certification education. Members are professionals who have completed the certification process. In addition, the members have made a commitment to the Certified Appraisers Guild's Code of Professional Ethics and to the Uniform Standards of Professional Appraisal Practice.
CERTIFIED APPRAISERS GUILD OF AMERICA CODE OF ETHICS
1. The Appraiser shall obtain the relevant facts relating to the
subject property to form the final conclusion of value.
2. All formal appraisal reports shall be in writing signed by the
Appraiser.
3. The Appraiser shall disclose any interest in the subject property
and will accept an appraisal assignment only if the appraisal can
be performed without bias.
4. The Appraiser shall maintain the confidential nature of the appraisal
report. The contents of the report shall not be disclosed without
consent of the client or by court order.
5. The fee charged by the Appraiser shall be independent of the value
in the report.
6. The Appraiser shall maintain respect for others in the appraisal
profession.
